How Not Wearing a Seatbelt Can Affect Your Car Accident Claim
Every year, around 15,000 people survive road crashes because they wore a seatbelt. Wearing a seatbelt reduces your risk of injury or death in a car accident by up to 50%. Florida law mandates that all passengers and drivers in motor vehicles wear a seatbelt.
If you were in a car accident and were not wearing a seatbelt, it can affect your car accident claim. It’s essential to always have your seatbelt on while in a car for legal and safety reasons.
This guide will discuss how not wearing a seatbelt can affect a car accident claim. We’ll detail the requirements set forth by the state of Florida.
Basic Information About Florida’s Seatbelt Law
Florida passed a law in 2009 that said all passengers and drivers need to wear a seatbelt. Failing to wear a seatbelt is a primary traffic offense. You can get stopped by a cop and receive a citation if anyone in your vehicle isn’t wearing a seatbelt.
There are a few exceptions to the seatbelt law. For example, the following individuals don’t have to wear a seatbelt:
- Employees delivering newspapers
- An individual driving farm equipment
- People riding in a school bus bought new before December 31, 2000
- A person certified by a doctor who has a medical condition where wearing a seatbelt is dangerous or inappropriate
Failing to wear a seatbelt can cause people involved in a traffic collision to get ejected from their vehicle. Some of the injuries that might result from that include:
- Facial injuries
- Traumatic brain injuries
- Paralysis
- Dental injuries
- Road rash
- Broken bones
- Amputations
You still have a right to receive compensation for your injuries, even if you weren’t wearing a seatbelt.
How Can Not Wearing a Seatbelt Affect a Florida Injury Claim?
Florida law does not make failure to wear a seatbelt negligence per se, and a seatbelt violation does not automatically prevent an injured person from recovering damages. However, seatbelt nonuse may be considered as evidence of comparative negligence in a civil case.
Florida now uses a modified comparative fault rule for most negligence cases. Damages are reduced by a party’s percentage of fault. If a party is found more than 50% at fault for their own harm, that party generally cannot recover damages.
In a car-accident case, the other side may argue that failing to wear a seatbelt contributed to the injuries. Whether that argument succeeds and how it affects damages depends on the evidence and facts of the case.
How Much Will My Compensation Get Reduced in Car Accidents Without a Seatbelt?
If you weren’t wearing a seatbelt and the courts determined you were 10% at fault for your injuries, your compensation would get reduced by that percentage. For example, a car accident claim awarding you $100,000 will be $90,000.
The at-fault percentage is determined based on your case. Depending upon your injuries and the circumstances of your car accident, the court might decide you were more at fault.
Why Should I Hire an Attorney for Not Wearing a Seatbelt in an Accident?
The laws surrounding car accident claims are complicated. They become even more convoluted if one of the drivers and/or passengers isn’t wearing a seatbelt. You need to partner with an experienced attorney who can argue on your behalf, ensuring you receive the highest compensation possible.
Schedule Multiple Consultations
Most auto accident attorneys don’t charge for an initial consultation. You should schedule consultations with a few different lawyers to find one you’re comfortable with. You want to find a legal team with your best interests in mind.
Discuss Their Fees
Many car accident lawyers don’t require you to pay until they win your case. There are some attorneys out there that might require an upfront fee. Find a reputable lawyer who doesn’t require payment to start your case.
Ask Them About Their Experience
You want to find a lawyer that’s successfully settled cases like yours in the past. Ask them how many claims they have worked on where the driver wasn’t wearing a seatbelt. Additionally, you want them to be well-versed in the state and local laws surrounding your case.
Bring All Necessary Documents to Your Consultation
Provide your attorney with all the information you have about your case. Some documents you should bring include:
- Your auto insurance policy
- Medical records
- Police report
- Medical bills
- Health insurance policy
- Pictures of the wreck (if you have them)
- Contact information of the other party
Your attorney will use this information to build your case as quickly as possible.
Be Patient
Settlements don’t happen overnight. It could take months, sometimes years, to settle with the other party. Your lawyer should constantly contact you throughout the legal process, providing you with updates.
Partner With an Experienced Car Accident Attorney in Florida
Not wearing a seatbelt can complicate your car accident claim. So, you need a qualified car accident attorney to create a strong argument on your behalf.
If you’ve been in a car accident and sustained injuries, our team at RHINO Lawyers is here to help. Contact us today to schedule a consultation.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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How Your Prescriptions Can Affect Your Driving Safety
Drugged driving is no joke. A 2020 study of nearly 3,000 American drivers found that taking medications leads to higher rates of unsafe driving. Drivers who are on prescription medicine are more likely to speed and brake suddenly, which can cause accidents.
Driving safety depends on your ability to handle prescription drugs and driving practices well. Before you hit the road, you should understand how prescription medicines and driving relate to each other.
What common medications affect driving safety? Do they have side effects, and how can you avoid them? What should you do if you must take medications and then go driving?
Answer these questions and you can remain a safe and healthy driver for years to come. Here is your quick guide.
Medicines That Affect Driving Safety
Many prescriptions make it difficult to drive safely. Understanding what prescriptions impair driving abilities and why they impair them is the first step toward resolving the dangers of driving with prescriptions.
Sleep Medicines
Sleep medicines include sleeping pills, sedatives, and hypnotic drugs. These medicines can make you fall asleep while you are driving. While you are awake, you may become distracted or drowsy, which can lead to an accident.
Oral tablets are just as dangerous as oral sprays. It may take a little longer for oral sprays to work, but their side effects are significant.
The effects of sleep medicines can last for longer than one night. You may be less alert and able to drive in the morning after you wake up. Read the labels of your prescriptions so you understand how long they last.
Allergy Medicines
Many allergy medicines contain antihistamines, which relieve allergies. However, antihistamines can slow your reaction time down and make it harder to focus. If you are driving for a long period of time, you may become disoriented.
Sleep medications can increase the sedative quality of antihistamines. Do not take an allergy medicine within a few hours of taking a sleeping pill.
You can rinse your sinuses instead of taking medication. This will clear your sinuses and nasal passages up. You can buy a saline solution at a store and use a spray bottle or pot to pour the solution into your nose.
Pain Relievers
Some pain relievers will not affect your driving ability. You can take aspirin or Tylenol without encountering any major issues. But combining pain relievers with other medications can cause problems, so you should take pain medications on their own.
Opioid medications can cause drowsiness by themselves. Some drivers become confused and fail to read street signs properly as well. You should avoid driving for several hours after you take OxyContin or another opioid.
Muscle Relaxants
Muscle relaxants can start affecting your body within 30 minutes. You may not be able to move your arms and legs properly, and you may become tired. You can also get charged with a DUI if you start driving erratically because of your relaxants.
Some types of relaxants have more prominent effects than other types. A 2020 study found that people on cyclobenzaprine did worse on driving tests than people on tolperisone.
Anti-anxiety Medications
Some anti-anxiety prescriptions rely on benzodiazepines, which suppress the nervous system. They can calm you down, but they can also make you drowsy and give you brain fog. Some people experience lightheadedness and memory loss, especially during difficult situations like driving.
If driving makes you anxious, you can take antidepressants instead. Most of them do not create a sedative quality, and they can improve your mood.
How to Take Prescription Medicine and Drive Safely
Prescription drugs have a lot of benefits for your health. You should not stop taking the drugs just because you’re worried about your driving ability. But you should figure out how to make prescriptions and driving work.
If you can find alternatives to your current medications that don’t affect your driving, you should take those alternatives. If your current drugs are the only drugs you can take, you can change your medication schedule. You can take your medications after you’re done driving or while you’re on a break.
When you must drive, you should ask someone to go with you. They can take over for you when the side effects kick in and you can sleep in the passenger seat.
While you are driving, you should use good defensive driving techniques. You should follow all posted signs and remain well below the speed limit. Stay out of the passing lane so faster drivers can pass you.
If you are by yourself on the road and you feel like you cannot drive, you should pull over right away. You can take a nap to bring your energy levels back, or you can call someone and ask them for a ride.
If you take multiple medications, you should space your medications out to avoid dangerous mixtures. You may need to wait a few hours before taking your next pill.
Alcohol can make the effects of your medications more prominent. You should not drink an alcoholic beverage and take your prescription within a few hours of each other.
The Essentials of Driving Safety While on Medication
Driving safety is always hard to achieve, and taking medication can make it harder. Common medications like sleeping pills and antihistamines cause drowsiness and inattentiveness. Combining pills together can make the side effects worse.
The benefits of these medications outweigh the side effects. You should adjust when you take your medications and when you drive so you don’t become drowsy on the road. You should also drive using defensive techniques and after resting.
If you get into an accident, you can get help. RHINO Lawyers serves Tampa residents. Contact us today.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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What Causes Jaw and Ear Pain After a Car Accident?
Did you know that Tampa is the fourth worst city for traffic-related car accidents? When you get into a car accident, your body gets subjected to many strong forces. While some people might walk away from a fender bender with no injuries or just a few scrapes, others aren’t so lucky.
Some people experience jaw and ear pain after a car accident. There are many causes for these symptoms. Receiving medical attention after you’re in an auto accident is essential to remedying this injury.
This guide will discuss the cause of ear and jaw pain after an auto accident. We’ll also discuss what injuries can result in TMJ pain and how to treat them.
Why Do I Have a Hurt Jaw and Ear After My Car Accident?
Many people might not know that the only part of their skull that can move is their jaw. Your jaw is comprised of two parts. They are the following:
- Mandible: Moveable part of your lower jaw
- Maxilla: Upper part
We often associate our jaws with our chins, but your jaw is larger than that. Your jaw’s hinge starts right in front of your ear. This allows you to exert a lot of force when you chew and have a broad range of motion.
Even though our jaws are responsible for many things our body needs, the bones are fragile. Stress on your jaw can disrupt your everyday activities, like talking, sleeping, or eating.
If a person has issues with the ligaments or muscles around their jaw, it’s called TMJ disorder. It’s named for the joint connecting your jaw to your skull.
Symptoms of TMJ pain include:
- Facial or ear pain
- Headaches
- Problems chewing
- Jaw tenderness
- Joint pain
Auto accident TMJ pain occurs when you’re in a car accident that results in a heavy impact on your skull or head. This typically occurs when your head strikes something like an airbag, dashboard, or window.
Additionally, the quick front and back movement that causes whiplash can also result in pain in your jaw and head. You can also encounter a broken or sprained jaw joint.
How Is TMJ Diagnosed?
Even if you don’t show any visible injuries from your car accident, you should still get evaluated by a medical professional. Some injuries, like TMJ, might not be evident for a few days after your accident.
A healthcare professional will conduct various tests to diagnose TMJ. Some of these tests include:
- MRIs
- X-rays
- Muscle, join, and head examinations
- Bite alignment evaluations
What Are the Treatment Options?
There are a few non-invasive practices and therapies your doctor might employ if they’ve diagnosed you with TMJ. These techniques include:
- Anti-inflammatory medications
- Orthodontic care
- Mouthguards
- Jaw muscle and soft tissue massages
Surgery is only necessary in severe TMJ cases. Your doctor will prescribe the best course of action based on your symptoms.
Why Are My Ears Ringing After a Vehicle Accident?
Your inner ear is a complex yet fragile part of your skull. It can get affected by the following things:
- Pressure
- Force
- Changes in air pressure
- Alterations in cabin shape
When you get in a car accident, flying debris can hit your ear, damaging the inner ear. If you’ve experienced an ear injury, you might encounter the following symptoms:
- Nausea
- Pain
- Dizziness
- Ringing
- “Clogged” sensation
The above symptoms could also indicate that you have whiplash. Severe symptoms, like fluid discharge or bleeding, could mean that you have a spinal injury or skull fracture. You should seek medical attention immediately.
What Should I Do After a Car Accident?
If you’ve been in a car accident, you should first get your vehicle to safety. If you’re unable to move your car to the side of the road, put on your hazard lights. Safely vacate the car if you can.
Next, evaluate yourself and your passengers for any injuries. Contact 911, even if no one has any visible injuries.
You should also notify the police when you have an accident. The police report will be essential when pursuing compensation for your injuries.
Then, get the other vehicle’s information. You’ll want the following information:
- Make, model, color, and year of the other car
- The license plate number of every vehicle involved
- VIN numbers, if possible
You should try and get as many photos of the accident site as possible. Make a note of cameras in the area, such as red-light cameras or security cameras on nearby buildings.
If there were any witnesses, get their contact information. You should also ask the other driver involved for their driver’s license and car insurance information.
One of the most important things you should do is don’t say you weren’t hurt. Some soft tissue injuries, such as TMJ, don’t appear immediately. You don’t want your claim to get denied because you said you weren’t hurt.
How a Car Accident Attorney Can Help
If you’re suffering from ear and jaw pain after a car accident, you’ll likely have to endure multiple doctor appointments to get a diagnosis. Once your doctor has determined the cause of your pain, you’ll have to undergo treatments and additional appointments. The cost of these appointments and any related medications can add up quickly.
If another driver’s negligence caused your car accident, you’re entitled to compensation. You can recoup your lost wages and medical costs. An experienced auto accident lawyer can help you navigate the claims process.
Don’t Suffer Through Jaw and Ear Pain
Jaw and ear pain might not be something you typically associate with an auto accident. Unfortunately, car accidents can result in various injuries that can severely affect your daily life.
RHINO Lawyers is here to help you recover damages for your car accident-related injuries. Contact our office today to get in touch with one of our lawyers.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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Tips for Building a Strong Auto Accident Case
About six million car crashes occur across the US each year. As a result, 90 people die in car collisions every day. About three million are injured, while two million sustain permanent injuries. If you were recently in an auto accident, don’t hesitate to call for help. An experienced car accident lawyer can help you file a lawsuit. Winning your car accident case can help you fight for the compensation you deserve.
In order to win your auto accident case, you’ll need the proper evidence to strengthen your claim. Read on to discover how you can build your car accident case today.
File a Police Report
How you react immediately after a car accident can impact your car collision case in the future. First, make sure to move to a safe area near the scene of the crash. Don’t leave the scene until after the police clear you to leave.
In some states, you’re legally obligated to file a police report. If you’re uncertain of your local laws, call to cover your bases. Filing a police report can help build your car accident case.
While you wait for the police to arrive, avoid unnecessary small talk with the other party involved in the crash. Don’t speak out of anger, either. Anything you say could impact your case in the future.
Instead, calmly ask the other driver for their:
- Name
- Phone number
- Address
- Driver’s license number
- License plate number
- Insurance information
- Car make, model, and year
When speaking with the other driver, don’t assign blame. Don’t apologize for the accident, either. Otherwise, they might view your apology as an admission of guilt.
Consider writing down your recollection of what happened before the police arrive. It’s normal to forget specific details after a crash.
Note where you were going, what direction you were headed in, and any road conditions that might have contributed to the crash.
When the police arrive to take your statement, stick to the facts. Don’t embellish.
The police will record any property damage, injuries, or deaths that occurred as a result of the crash. They might also file a traffic citation. The traffic citation might indicate who was at fault for the crash.
For example, perhaps the driver was texting and driving or driving while under the influence. If there’s evidence of these factors, the police will record it in their report.
Ask the police for their name and badge number before they leave. Ask them for a copy of their report, too. If they haven’t finalized the report yet, call later to get a copy.
Gather Evidence
Before leaving the scene of the car accident, gather as much evidence as you can.
First, take photos of both vehicles involved in the crash. Gather video footage as well. You’ll need your photo and video evidence when filing your insurance claim.
Did anyone witness the crash? Ask any witnesses if they’re comfortable providing their names and phone numbers. Your car collision lawyer will call them later to request an official witness statement.
Let the police know if someone witnessed the crash as well.
If you’re unable to gather evidence after a car accident, let your lawyer know. Your lawyer might hire an investigator to gather evidence on your behalf. They can also request surveillance footage and other pieces of evidence you can’t on your own.
Visit the Doctor
About 4.4 million people are severely injured enough to need medical attention after car collisions. Even if you left the crash with only a few bruises, visit a doctor. Only a doctor can fully assess your health.
Their report can also benefit your car accident case.
Adrenaline might also mask your pain after a car crash. You might not experience symptoms for days or even weeks after a crash. It’s important to have a doctor assess you before your symptoms worsen.
They could catch a serious problem, like internal bleeding, before it becomes fatal.
Allow a medical professional to complete a full evaluation. Note any medications they prescribe or treatments they recommend. Record any specialists (like a chiropractor or pain doctor) they refer you to as well.
Your car collision lawyer will use these notes to prove that the other driver’s negligence caused you bodily harm.
Keep track of your medical bills and lost wages as well. Your lawyer will need this evidence to calculate your losses. With their help, you can avoid leaving money on the table.
Remain Wary
Don’t try to negotiate with the insurance company alone. Instead, make sure to call your car collision lawyer right away. Otherwise, the insurance company might use your injured state against you.
If you’re taking pain medication for your injuries, they might trick you into admitting fault. They might try to argue that you sustained your injuries another way, too.
Talking to the insurance company alone could cost you your claim. Instead, let your lawyer handle these negotiations.
Hire an Auto Accident Attorney
Don’t hesitate to hire a car accident lawyer. With their help, you can gather the evidence you need to build your case.
Look for a personal injury lawyer who focuses on car accident cases. You can leverage their experience and skills to strengthen your claim. An experienced lawyer likely has professional contacts they can use to gather the necessary evidence as well.
For example, they might hire an investigator to gather evidence. They might also call on a medical expert to speak about your injuries.
Make sure to hire a lawyer as soon as possible. If you wait too long, the statute of limitations could lapse.
Make Your Case: Start Building Your Auto Accident Case Today
Don’t hesitate to contact a lawyer the next time you’re in an auto accident. With their help, you can gather the evidence you need for your car collision case. Your lawyer will ensure you don’t leave money on the table.
Fight for the compensation you rightfully deserve today.
Eager to discuss the specifics of your case with a member of our team? We’re here to help.
Request your free consultation today.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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How to Protect Yourself if You Loan Your Car to a Friend
Did you know that about 6.75 million vehicle accidents occur every year? Research also shows that there are 18,510 daily car accidents in the US.
When driving, using a phone distracts you from noticing approaching cars or other road users. Accidents may also occur due to drunk driving and speeding. Driving under the influence blurs your judgment and may cause you to veer off your lane.
With these rampant vehicle accident cases, it’s essential to observe all the safety measures when loaning a car to a friend. Such actions will protect you from being liable in case an accident occurs. Read for ways to protect yourself when lending your friend a car.
Check for a Valid Driver’s License
Even if it’s someone close to you, exercising caution when giving them your vehicle reduces losses. Before giving out your car, ensure the friend has a valid driver’s license.
A driver’s license protects you and your friend from running into problems with law enforcement officers. The license is a crucial document because it:
- Shows if your friend is of legal age to drive a car
- Displays if the friend is driving within your state
- Confirms that your friend understands all responsibilities while on the road
If you loan your car to a friend without a valid driver’s license, you will be liable in case of an accident. Giving such a person your car translates to negligent entrustment, and you will be responsible for all damages. In such cases, your insurance will not cover any claims.
However, if your friend has a valid driver’s license and the accident occurs, contact an auto accident lawyer to ease your legal processes.
Do Not Allow Your Friend to Drive Your Car Without Permission
Loaning a car to a friend shows that you permitted them to drive your vehicle. Permissive use insurance covers damages when such a friend gets into an accident.
A friend who can lend my car understands the significance of getting permission. Giving them your consent eases your insurance claim process. Besides, auto insurance covers your friend if they drive your car periodically, even when not in the household policy.
If a friend drives your car without your permission and an accident occurs, you may experience losses. For an insured friend, their coverage becomes primary insurance. If your friend does not have a cover, you and your auto insurance firm will be liable for all damages.
Check if the Friend Is Under the Influence of Drugs or Alcohol
Driving under the influence affects people’s judgment on the road leading to fatalities. In 2019, drunk-driving vehicle accidents caused about 10,142 deaths. Letting someone borrow your car while on drugs or alcohol may subject you to huge losses.
Besides, allowing a friend to drive your car when under the influence poses a danger to themselves and other road users. Giving your drunken friends a car translates to negligent entrustment, and your insurance company will not be liable for damages.
Before loaning a car, observing the following signs protects you from losses:
- The friend has an unclear speech
- The friend has trouble maintaining balance
- They have difficulty recalling things
- The friend has a slow response time
Observing these signs helps you reduce accidents and protect yourself from liability claims.
Ensure You Sign a Waiver Before Giving Out Your Car
Permitting a friend to drive your car may not subject you to any significant liabilities if an accident occurs. But you can protect yourself further from being liable by signing a waiver. A waiver protects you from the faults committed by your friend when driving your car.
A waiver also ensures you get full coverage car insurance for damages. The waiver also makes sure the friend understands the risks involved if they cause an accident. Since insurance only covers the vehicle, having a legal agreement allows the friend to cover all injured party’s damages.
When signing a waiver, you can check the condition of your car before lending it out. This measure lessens your repair costs if a friend fails to tell you that they damaged your vehicle. Additionally, it’s crucial to repair your vehicle before giving it out to your friend to avoid future complications.
Know the Purpose of Borrowing Your Car
Before loaning a car, ask your friend to tell you why they need your vehicle. Noting down such reasons helps you receive your claims faster. Besides, it protects you from arrests, especially if your friend engages in illegal activities with your car.
The reasons for borrowing your car are crucial to protect you from losing your vehicle. Your auto insurance covers your basic car usage and does not extend to commercial use. If a friend borrows the car and uses it to make deliveries or as a taxi, your auto insurance may not cover the damages.
By highlighting these reasons, you can decide whether to give out your car or decline your friend’s request. If the friend has a commercial coverage policy, then lending them a vehicle will not subject you to any losses. Such coverage protects you from paying higher rates to your auto insurance firm.
Protect Yourself When Loaning a Car
Many car accidents occur due to careless driving and the influence of drugs or alcohol. You can reduce such accident cases by being cautious when loaning a car to a friend. Taking all the necessary measures also protects you from liability claims.
Before lending your friend a car, ensure they have a valid driver’s license. Also, sign an agreement with them to protect you from financing the injured party’s claims. If a friend causes an accident, consult an auto accident lawyer to help you get your reimbursement.
At RHINO Lawyers, we can help you seek compensation due to auto accident injuries. Also, we can advise on legal procedures you should take when your friend causes an accident with your car. Contact us today for any legal assistance.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
Read More
What Happens if You’re Uninsured at the Time of an Accident?
If you’re one of the 12% of drivers who are insured, one of the most common questions you have is, What happens if I get in a car accident?
The truth is, getting into a vehicle accident with no insurance can be scary. You’re going to stress about paying for the damages. And, most importantly. you’ll think about how to get back on the road quickly so you can keep going to work.
With the right legal knowledge, you’ll be able to save money and time by knowing exactly which costs you’re responsible for. You may even be able to recoup some of the money you lost due to the accident. We’ll walk you through everything you need to know when you’ve been in a car accident with no insurance.
When the Vehicle Accident Is Your Fault
As the at-fault driver, you’ll be hit with a hefty fine for driving uninsured-and those fines can range from state to state. For example, if you’re caught driving without insurance in Florida, you can pay up to $500 per violation. That’s some serious damage to your bank account.
Not only that, but you’ll be solely responsible for repairing any damage caused to the other driver’s vehicle. You’ll also be the one who has to pay for their medical bills. And if anyone else was harmed in the accident, that’s another expense you’ll have to cover.
What’s more, if the other driver decides to sue you, you’ll have to pay all your legal fees out of pocket. And, in some cases, you’ll also be responsible for their legal fees as well.
On top of all this, your license could be suspended until you pay off all the fines and fees, which could take years.
What Happens When You Can’t Afford the Fines and Fees
If you can’t pay for the damages, a court may allow the other driver to recoup those expenses from your paycheck. Under this ruling, the insured driver can receive a percentage of your pay until all of their bills are covered. This includes repairs, medical expenses, lost income, and even pain and suffering.
Also, if you neglect to pay the fines, you could be charged with a misdemeanor. In extreme cases, the court will put out a warrant for your arrest. While this doesn’t usually happen, it is possible if you have a previous criminal record.
If you are arrested or punished more severely than seems fair, contact a lawyer. They may be able to reduce your fine or sentence.
At Fault Car Accident in a State That Doesn’t Require Insurance
If you’re unlucky enough to be involved in an uninsured car accident, the financial implications for you will vary depending on the state where you live. There are 12 states that are considered no-fault insurance states:
- Utah
- Hawaii
- Florida
- Kansas
- Michigan
- Kentucky
- New York
- Minnesota
- New Jersey
- Pennsylvania
- North Dakota
- Massachusetts
If you were driving uninsured and caused an accident in one of those 12 states, the other driver’s insurance will pay for the damage. But there is a limit to how much the insurance company is responsible for. If the damage exceeds this limit, you must cover the excess cost.
And while you aren’t responsible for the damages below the insurance company’s limit, the other driver can still sue you. Also, you’ll still have to deal with fines, as well as the other consequences of being uninsured.
When the Car Accident Was Not Your Fault
You can lose your driver’s license even if you are not the at-fault driver. If the police are called and you can’t prove that you have insurance, your driver’s license may be suspended.
Worse, driving without insurance can be considered negligent. As a result, police have the authority to seize your vehicle.
Furthermore, if your state penalizes driers who fail to get insurance, you will be required to pay the fee even if you did not cause the accident.
Finally, you’ll have to pay for your own vehicle’s damage. This could be a few hundred dollars or the cost of a whole new car.
Suing for Damages
If you live in a state with no pay, no play laws, uninsured drivers can sue for money associated with medical bills and property damage. However, they can’t sue for pain and suffering.
Each state has its own regulations regarding the no pay, no play rule. For example, in New Jersey, the at-fault driver does not have to pay the uninsured anything at all. In California, however, an uninsured driver can get reimbursed for medical fees, but nothing more.
Let’s say you live in a state where the no pay, no play law is nonexistent. In that case, you have the freedom to sue the driver for damages. However, you will still receive fines for exposing yourself as an uninsured driver.
What to Do in a Car Accident When You’re Uninsured
If you’ve been in an accident without insurance, stay at the scene until the police arrive. The penalties for leaving an accident you’ve caused can lead to jail time.
You’ll also need to get the contact information of the other driver and any witnesses. Taking pictures helps too. You can use them as evidence and present them to law enforcement if necessary.
Next, you’ll need to get to work with a lawyer who can protect your financial security. It’s best to reach out to one as soon as the accident happens. The attorney will take the time to consider all of the details of your case and explain your options under the law.
Get Help From an Auto Accident Attorney
If you’re ever in a car accident without insurance, you need to know your rights. And since the law can always be a confusing thing, it’s a good idea to turn to someone who has experience with these situations.
After a vehicle accident, call our team at RHINO Lawyers. You can get a free case analysis and learn some of your options. The sooner you reach out to us, the better we can help prepare your case.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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Letter of Protection and Auto Accidents
When you sustain injuries from an auto accident or other major incident, it can take time for your health insurance to kick in and take care of your bills. Auto insurance companies and other insurance companies won’t pay as you seek treatment.
Instead, they expect you first to take care of those bills and submit them to their office for review. Although that may not sound like a bad thing, healthcare bills can quickly add up, and your healthcare provider may stop treating you until you pay them for your outstanding bills. According to the CDC, the cost of medical care after an auto accident costs healthcare providers over $75 billion every year.
So what are you to do in this type of situation? Obtain a letter of protection.
If you have heard about a letter of protection, but you aren’t sure if it can help your situation, you came to the right place. We will cover what this essential legal document is, what it can do for you, and who you can contact for further guidance.
What Is a Letter of Protection?
Medical treatment for auto accident injuries or other personal injury cases can quickly become expensive. Even if you have insurance or are in the process of suing the at-fault party for your damages and injuries, it can take some time before you receive your settlement.
If you can’t pay for your medical care, your attorney can draft a letter of protection on your behalf. This legal paper guarantees payment for your medical expenses once your case settles.
How Does a Letter of Protection Work?
A letter of protection LOP is a legal contract that binds you, your health care provider, and your attorney. In certain situations, your attorney may draft up this letter to stop collection efforts on medical bills if your insurer denies payment.
For example, let’s say you were involved in a rear-end auto accident that left you with injuries. As you go about going treatment, your medical insurance company may refuse to pay for your care because there is an at-fault party that should issue payment instead. When your lawyer issues the letter of protection, you can continue to seek treatment for injuries.
Are LOPs Common?
Letters of protection are relatively common in personal injury cases. Most healthcare providers look for ways to ensure they receive payment for their services.
This especially happens in cases where an at-fault party can pay instead of your private health insurer.
Some medical providers make their own LOPs that provide a lien against your injury claim.
If you receive a document from a hospital or your doctor that looks like a LOP, make sure you give it to your attorney. The wording in that document may bind you to the hospital, which will leave your attorney out of the equation.
When Will My Medical Bills Get Paid?
As mentioned earlier, your settlement amount will pay your hospital bills from a car accident once your case settles. Your attorney is legally obligated to pay off your medical bills with your settlement money. If you lose your case, you will bear responsibility for paying your bills.
Benefits of a LOP
Suppose you don’t have medical insurance or cannot afford to pay for your medical treatment after an accident. In that case, you can benefit from having your personal injury attorney draft this letter. Even if you are unsure when your settlement will come through, you can use this document to get the treatment you need.
Preserves Your Credit Score
Not only does this allow you to get the help you need, but it also protects your credit score. Credit collection agencies cannot reach out to you about your medical bills as long as you have a valid letter of protection.
Attorneys Can Negotiate a Fair Settlement
As you know, personal injury cases can drag on for months, if not years, before you will hear about the final verdict. While your lawyer fights for the compensation you deserve, you can continue to seek medical treatment.
You won’t have to worry about accepting a low offer just because you need to pay for your medical expenses. Instead, your attorney can focus more of their time and efforts on negotiating your case.
LOPs and Auto Accident Medical Bills
Typically, when you go to the doctor, you must pay for your treatment at the time of services rendered. Most people don’t realize that health insurance plans refuse to make payments for medical treatments related to auto accidents.
As mentioned earlier, this is because there is a possible at-fault party who can pay for your treatment. Health insurance providers don’t like to pay for anything they don’t have to. They expect you to look towards the auto insurer to pay your debts.
Unfortunately, auto carriers don’t pay for medical care as you need it. Instead, they expect you to pay for your treatment and then submit your bills all at once. If you have an attorney, they can’t make any payments until after you complete treatment and settle the case.
Even if you don’t have an attorney, auto insurers still won’t provide you with a settlement amount until you’re close to finishing or have entirely finished treatment. They know that you are under a lot of stress and want this situation to be done with.
So to “help you out,” they will quickly offer you a low settlement offer. To ensure that you get the proper compensation and treatment you deserve, you can reach out to a reputable personal injury attorney to issue a letter of protection on your behalf.
Receive the Treatment and Settlement You Deserve
After an auto accident or other significant event, taking care of yourself is more than just paying for medical bills. You also have to heal and financially plan for life after the incident mentally.
To protect your credit and your medical treatment plan, you will need your attorney to send a letter of protection on your behalf. Contact us now if you need a reputable personal injury attorney to handle your case and issue this legal document.
We understand the importance of getting back on your feet after an accident. Allow us to take care of your case while you focus on healing and planning for the future.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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What Does Full Coverage Really Mean?
It might surprise you that around 12.6% of drivers have no auto insurance. It’s true, though. Many people drive without coverage.
Auto insurance comes in many forms, but you’ll pay more for full coverage than liability-only insurance. However, a full-coverage policy provides more protection, so many people choose these policies for the added coverage.
If you recently had an auto accident, learning what full coverage offers might be a vital fact to your case. Therefore, you should learn.
This guide explains full coverage insurance, which might help you learn more about your coverage and rights after a car accident.
It Includes Liability Coverage
A full coverage car insurance policy comes with multiple types of coverage, including liability. Liability coverage is a basic form of coverage that protects you against damages you cause to others.
For example, if you fail to stop at a stop sign and collide with a driver, you’re responsible for the damages the other driver encounters. Your auto liability coverage pays these expenses if you have auto insurance.
Liability insurance provides compensation for several things, including the following:
- Damages to the person’s car
- Medical bills
- Lost wages
When you’re the victim of an accident, the at-fault driver’s liability coverage pays for your damages, assuming they have auto insurance. The downside is that many drivers don’t have insurance, even though it’s required by law.
If the person who caused the accident has liability insurance, you can file a claim with their insurance provider for your damages. If they don’t have insurance, you’ll need a lawyer to settle the claim.
Full-Coverage Covers Collisions
Full-coverage vehicle insurance also covers collisions. Collision protection is one unique aspect of a full-coverage policy, as it protects your vehicle, while liability covers other cars.
People with vehicle loans must carry collision coverage, as their lenders require it. However, you don’t need a loan to add collision coverage to your plan. You can add it to any plan for coverage on any vehicle you own.
The benefit of collision coverage is that it provides compensation for your vehicle even if you cause an accident. In other words, you won’t have to rely on filing a claim with someone else’s insurance policy.
Collision coverage has exclusions with the damage it covers. For example, if you hit an animal while driving, collision coverage might not cover the accident.
In most cases, a driver’s collision coverage compensates them for vehicle damages, medical bills, and other damages. Collision coverage is not the insurance that provides compensation to a car accident victim, though.
One thing to note is that you should always seek medical help after an accident, whether you or someone else caused it. You may want to consider some common symptoms of car accident injuries to know if you need help.
Seeking help right away helps connect the injuries you have to the accident.
It Also Covers Other Causes of Damage
When referring to full-coverage insurance, you should know about another coverage type to expect. This type is called comprehensive car insurance coverage.
So, how is comprehensive different from collision?
First, comprehensive doesn’t cover collisions with other vehicles. Instead, it covers collisions with animals, but that’s not all.
Comprehensive insurance covers many other forms of damage you might experience, including the following:
- Theft
- Fire
- Hail
- Vandalism
- Wind
- Storm
A car might encounter dents, scratches, and broken windows from high winds causing a tree to fall on it. If so, your comprehensive coverage protects you.
Another driver’s comprehensive policy wouldn’t offer compensation to you if that person caused a collision with your car.
Full-Coverage Comes With Underinsured and Uninsured Coverage
You can fully protect a vehicle through full-coverage insurance because it includes a couple of other coverage types that you might need. Here are the two types:
Uninsured Motorist Coverage
First, having full coverage means that you have coverage for accidents with uninsured drivers. By now, you might understand how the at-fault driver’s insurance covers your damages, but some drivers don’t have insurance.
When a driver doesn’t have auto insurance, you might find yourself in a precarious position. After all, what do you do to recover the damages the other driver is responsible for?
Well, one option is to file a claim with your uninsured motorist coverage insurance. This insurance type is for this particular situation, and that’s its only purpose. It protects you from drivers who don’t follow the law.
Underinsured Motorist Coverage
Secondly, your full coverage policy should also include underinsured motorists. This coverage works like uninsured motorist coverage, but it’s for situations when at-fault drivers don’t have enough insurance.
For example, if an at-fault driver has a minimum coverage plan, it might not cover all your damages. If this happens, you can use your underinsured coverage to receive the rest of the money you should receive.
Your Rights After a Car Accident
Understanding how full coverage insurance works is helpful if you ever need to file a claim. It’s especially helpful if someone else causes an accident that leaves you with damages.
If you’re a car accident victim, you might wonder what your rights are afterward.
First, you have the right to seek compensation from the other driver. Secondly, you have the right to seek compensation from your insurance provider.
Third, you have the right to hire a car accident lawyer for help. A car accident lawyer reviews the case and offers the best advice.
If you hire a lawyer, you’ll have someone fighting for you, and you might receive more compensation by handling it this way.
Speak With an Attorney About Your Accident and Coverage
You can fully protect yourself by purchasing a full-coverage auto insurance policy. Your policy won’t stop accidents from occurring, but it can give you peace of mind after one happens.
If you need legal advice about a recent accident, contact RHINO Lawyers. We would love to hear from you, and we offer services in Lakeland and Tampa, FL.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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Deadly Car Accidents Rise in 2022
All across America, fatal car accidents are increasing in the wake of the Covid-19 pandemic. An estimated 46,000 people lost their lives in an automobile-related accident in 2021.
This number is even higher than in 2020, which saw roughly 42,000 accident deaths. 2020 was the first time in three years that the number of car accident fatalities increased.
The road can be a very dangerous place, and Americans rely on their cars to get them to work or school every day. You need to know how to protect yourself and your family while you drive.
Read on to learn why fatal car accident fatalities are increasing and what you can do to stay safe.
Why Are Car Accidents Increasing?
Despite driving fewer miles than in previous years, the number of Americans involved in car accidents increased in 2020 and 2021. This baffled officials at first, but more information has come to light.
More Risky Behavior
Many blame side-effects from the pandemic for the rise in fatal car accidents. It altered the way everyone lives their lives, and some engaged in more risky behavior due to being forced to live through a global pandemic.
More people than ever engage in speeding, driving under the influence, and driving without a seat belt. This naturally leads to a rise in accident fatalities.
Why these behaviors are increasing could relate to the way people felt during the pandemic. Many felt trapped in their homes and thought being forced to live through a global pandemic could excuse these behaviors.
This change of psychology is reflected in society at large. The usage rates of drugs and alcohol are higher than pre-pandemic numbers.
Some also feel that risky driving practices allowed some Americans to relieve stress during the hardest months of pandemic-related lockdowns.
All of this adds up to a much higher number of car accident fatalities.
Fewer Cars on the Road
With most people forced to stay at home during 2020 and 2021, there were fewer cars on the road than ever before. Many freeways, especially in the rural areas hit hardest by rising accident fatalities, were wide open.
This is another reason for the increased amount of speeders. With more room to drive, people drove faster than before.
Speed plays an important role in the severity of car accidents. When one is traveling at a high rate of speed, accidents are much more likely to be fatal. This has to do with the amount of energy generated in a car crash.
Less Enforcement
In the past few years, police haven’t been enforcing road laws as rigidly as before. As a result, more people feel like they can get away with things that would previously earn them a traffic violation.
The decreased amount of traffic stops had to do with limiting officers’ interaction with the public. It was an effort to protect the health of law enforcement officials.
How law enforcement will respond to these deadly car accidents remains to be seen. However, you can expect the number of officers on the road to increase in an attempt to put a stop to the rising accident rates.
American Roads Are Notoriously Unsafe
With miles of highways and near-endless suburban sprawl, the infrastructure in the U.S. lends itself to being particularly unsafe for drivers and pedestrians.
All across the country, the streets pedestrians and bicyclists are forced to share the road with cars traveling more than 30 miles per hour. Along these roads are numerous curves, bends, and stopping points, which are bound to create accidents.
To make matters worse, these roads are lined with shops, restaurants, and other attractions. People crowd these places that put them close to cars and the dangers of the road.
Protecting Yourself From Car Accidents
Navigating American roadways has become increasingly dangerous, but you can take action to protect yourself and your loved ones. It’s more important now than ever before.
Drive Attentively
The best way to avoid accidents and stay safe while behind the wheel of a car is to always pay attention while you drive. Distracted driving claims more than 3,000 lives per year.
This means always focusing on the road. Keep your cell phone in your pocket or purse and avoid eating or drinking while cruising down the freeway.
Also, you should never under any circumstances drive while under the influence of drugs or alcohol. In addition to being highly illegal, these substances rob you of your ability to focus.
Wear Your Seatbelt
Riding in the front seat of a car without a seatbelt is illegal in almost any circumstance. Seatbelts really do save lives, and airbags are not enough to prevent serious injuries or death.
As the driver, it’s also your responsibility to ensure that your passengers are also buckled up safely. If you have children, make sure they’re seated in an appropriately-sized car seat. Seatbelts won’t properly secure a small child without one.
Practice Defensive Driving
Obeying all posted traffic laws is a great way to stay safe on the road, but you may leave yourself vulnerable if you expect all other drivers to do the same. Defensive driving is an invaluable practice to reduce your risk of getting into an accident.
Defensive driving means exercising foresight while behind the wheel. You actively consider other drivers and plan for what they might do. Always look down cross-streets before turning and leave room to stop when pulling up to an intersection.
Keep Your Car in Good Condition
You could be the best driver on the road, always paying attention, wearing your seat belt, and driving defensively, but all that could be for nothing if you blow a tire or can’t clear your windshield.
Before you drive, always check your car. Make sure you have air in your tires and appropriate levels of oil and wiper fluid.
Stay Safe: Fatal Car Accidents are Increasing
Many officials cite the pandemic as why fatal car accidents are increasing. People are engaging in more risk-taking behavior and the lack of cars on the road led to faster driving habits.
Protect yourself and your family by staying attentive while behind the wheel, wearing a seatbelt, and maintaining defensive driving habits.
Injured in a car accident? RHINO Lawyers is here to offer their help. Contact the legal team and schedule a consultation today.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
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Can Parents be Held Liable for a Car Accident Caused by Their Teenager?
Did you know that the rate of fatal crashes per mile for 16- to 19-year-olds is three times the rate for those 20 and older? So, this may leave parents wondering if they could be liable for a teenage car accident.
It’s a question that many parents of teen drivers have asked, and one that has divided opinions. Some people may believe that parents can be responsible if their child causes an accident. While others believe that the child is the only one responsible. So what do the experts and the law say about it?
We’re going to take a closer look at this question and help you understand what affects the answer. Keep reading if you want the answers.
What Is Parental and Vicarious Liability?
Liability is the legal responsibility for damages. So, when we talk about “parent liability,” we’re referring to a parent’s responsibility for their child’s actions. And “vicarious liability” is a legal doctrine that holds one person indirectly responsible for the actions of another.
Now, in some states, they do not hold parents vicariously liable for their teenage drivers’ car accidents. This means that, even if the parent owns the car their child was driving, they’re not legally responsible for any damage or injuries caused by the accident.
Additionally, if the parent knew their child was not a safe driver but allowed them to drive anyway. They could be liable for negligence. This is “negligent entrustment”. This is a cause of action that arises when one party is liable for negligence for providing another party with something that could cause danger, and actual harm or injury caused.
How It Works In Florida
Under Florida law, parents are responsible for any injuries or damages caused by their minor child’s negligence while driving. Mentioned specifically under Florida’s Statutes section 322.09.
Any time a minor applies for a driver’s license in Florida, the parent or guardian must also sign and verify that they are willing to assume responsibility. In general, a parent or guardian has to sign for the driver’s license if the driver is under the age of 18.
The parent and the child would both be responsible for any monetary compensation that’s owed to the other involved party. This can include anything from a minor accident to an accident that involved drunk driving or texting and resulted in multiple injured parties.
Here’s a good example. If a minor causes an accident because they were texting, generally multitasking, or weren’t paying attention, the parent or guardian would be responsible for any injuries caused. That could include having to claim responsibility for the injured parties’ medical expenses, property damage, and even loss of income.
What If a Teenage Car Accident Happens When They Borrowed YOUR CAR?
If your teenage child causes an accident while borrowing your car, you may be responsible for any damage or injuries that occur. This is because, in many states, the owner of the car is responsible for any accidents that occur while it’s operational.
This falls under the “Registered-Owner” rule. This rule expresses that the registered owner of a vehicle whose operation ends up causing injury is liable.
So, if your teenage child borrows your car and causes an accident, you could be liable for their actions. The best thing to do here is to check your specific state’s laws concerned with teenage driving. Or, it would be even more beneficial to talk with a professional if you have any concerns or questions before your teenager(s) start to drive.
A Look at the Rise in Deadly Car Accidents in 2022
Every year, at least 3700 people across the world get killed in vehicle accidents in a day. In 2022, the statistics for car accidents were updated to reflect a few important areas of driving and driving safety. Unfortunately, car accidents are the leading cause of death in the U.S. for healthy individuals.
At least 2.5 million people are either seriously injured or are unfortunately disabled from these accidents. At least 9% of car accidents concerning teenagers are often from becoming distracted. Additionally, concerning younger drivers between 16 and 21, the most common car crash involving this age group is colliding with fixed objects. This could be trees, guardrails, or even utility poles.
With more car accidents happening between 4:00 pm and 8:00 pm, there is always the need to pay close attention to teenage drivers.
Can Parents Protect Themselves From Liability for an Accident Caused by Their Child?
There are some steps parents can take to protect themselves from liability for their teenage child’s car accidents. These include the following:
Setting Rules for Driving
Parents should set rules for their teenage children when it comes to driving. These rules should include things like not drinking and driving, limiting or not driving with passengers at all, and not driving at night.
Putting the Child on the Insurance Policy
Parents can protect themselves by putting their teenage child and the specific car on their insurance policy. This will help to ensure that the parent is not made liable if the child causes an accident. Parents should also be co-registered on the vehicle that the teenager drives.
Don’t forget to add your child and the car to your umbrella liability policy as well.
Supervise as Needed
For best practice, make sure to ride with or supervise your teenager while they drive. This is a good way to catch mistakes in driving early on or to keep accidents from happening while riding.
So, there are some steps parents can take to protect themselves from liability for a teenage car accident. By taking these steps, parents can help to ensure that they are not held responsible for their child’s actions.
Get the Guidance You Need
Whether you were in an accident or if there was a teenage car accident, consider working with RHINO Lawyers and partnering with a lawyer who focuses on auto accidents. Our team of knowledgeable, experienced, and concerned attorneys knows that insurance companies can be bullies and that the process can be hard to navigate.
With all of this in mind, we work to build a defense for you, with you in mind. Get in touch with us today if you’re interested in learning more.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.RHINO.77.
Read More