To start with, car accidents happen every day in Florida. Unfortunately, some car accidents happen to individuals while working. Thus, making these instances work-related car accidents for those unfortunate people.
Under these circumstances, Workers Compensation becomes your “primary” insurance, not your insurance. Thus, covering medical bills and lost wages. But, what about recovering damages from your personal injury? Like, any other auto accident you need to consult with an auto accident attorney. Because they can advise all the options you have available.
Work-Related Car Accident Injury Recovery Limits
First, you are eligible for Workers Compensation after a work-related car accident. Regardless of fault. Unfortunately, you cannot use your PIP (personal injury protection) benefits with these car accidents. Nor, can you recover damages from Workers Compensation.
Even though, Florida’s Workers Compensation doesn’t allow you to recover damages it pays your medical bills. And, it will pay 2/3 of lost wages while you are out of work. Despite, getting your medical bills paid. Still, these benefits restrict the injured employee from receiving full compensation.
How to handle a work-related car accident
Next, we have good news for individuals involved in work-related car accidents caused by another driver. While you can’t recover damages from your Workers Compensation benefits. Yet, you can recover damages from the party that caused the accident. Be that as it may, here are a couple of facts you should know about.
- You cannot sue your employer.
- Workers Compensation has the right to “subrogation” or reimbursement. Thus, allowing them to recover the benefits they paid.
Additionally, your Workers Compensation carrier will file a claim against the negligent party if you don’t. Because they want to recover benefits paid due to the accident.
What to do after an accident
Finally, knowing what to do after an accident is the first step in getting you through the tragic event. Even though each accident is different there are basics steps you can take to protect your rights. So, we put together 7 tips to help you in the event of a car accident:
- Get to safety – This will prevent more damage from occurring.
- Contact the police – It is important to make sure there is a police report. Because you will need this report when you file your claim.
- Exchange Information – Even if they do not have insurance, you will need their contact and vehicle details. Furthermore, you should get the contact information from any witnesses.
- Document the Details – You will need to write down the other driver’s vehicle information, time, and location of the accident. As well as, the officer’s name with a badge number. Also, try to document any details that may help when you file your claim.
- Take Pictures – You should take pictures of the accident scene. Include photos of the damage to each car, the license plate of the other driver, and traffic signs.
- Seek medical attention – Often, injuries are not immediately apparent. Don’t wait, seek medical attention at your local emergency room, or by seeing your family physician right away.
- Get Legal Help – Most importantly, consult with an auto accident lawyer.
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.329.3491.