Understanding New York Car Accident Laws
New York operates under a no-fault insurance system, meaning that your own insurance company will cover your medical expenses and lost wages up to a certain limit, regardless of who was at fault for the accident. However, if your injuries are severe and meet certain criteria, you may be able to file a lawsuit against the at-fault driver.
No-Fault Insurance Coverage:
- Medical expenses
- Lost wages
- Other reasonable and necessary expenses related to the accident
Serious Injury Threshold: To step outside the no-fault system and file a lawsuit, your injuries must meet New York’s “serious injury” threshold, which includes:
- Significant disfigurement
- Bone fractures
- Permanent limitation of use of a body organ or member
- Significant limitation of use of a body function or system
- Full disability for 90 days
Steps to Take After a Car Accident in New York
- Ensure Safety – Move to a safe location and check for injuries. Call 911 if anyone is injured.
- Report the Accident – New York law requires you to report any accident that results in injury or significant property damage to the police.
- Gather Evidence – Collect as much information as possible at the scene, including photos, witness statements, and the other driver’s contact and insurance information.
- Seek Medical Attention – Even if you feel fine, get a medical check-up. Some injuries may not be immediately apparent.
- Contact RHINO Lawyers – Before speaking to insurance companies, consult with our experienced attorneys to understand your rights and options.
How RHINO Lawyers Can Help
Our comprehensive legal services cover every aspect of your car accident case, ensuring you receive the best possible representation.
- Investigation – We conduct a thorough investigation to gather all necessary evidence, including police reports, medical records, witness statements, and accident reconstruction if needed.
- Negotiation – Our attorneys are skilled negotiators who work with insurance companies to secure fair settlements. We aim to cover all your expenses, including medical bills, lost wages, and pain and suffering.
- Litigation – If a fair settlement cannot be reached, we are prepared to take your case to court. Our trial lawyers have extensive courtroom experience and are dedicated to fighting for your rights.
- Support and Guidance – Throughout the process, we offer ongoing support and clear communication, keeping you informed and comfortable with every decision.
Common Causes of Car Accidents in New York
Understanding the common causes of car accidents can help in both preventing them and building a strong legal case. Some of the most frequent causes include:
- Distracted Driving – Texting, eating, or any activity that takes the driver’s attention off the road.
- Speeding – Driving above the speed limit or too fast for road conditions.
- Driving Under the Influence – Alcohol and drugs significantly impair driving ability.
- Reckless Driving – Aggressive driving behaviors like tailgating, weaving through traffic, or running red lights.
- Weather Conditions – Rain, snow, fog, and ice can make driving hazardous.
What to Expect from Your Car Accident Claim
Filing a car accident claim can be a complex process, but with RHINO Lawyers by your side, you can expect a streamlined and efficient experience. Here’s a brief overview of what to expect:
- Initial Consultation – We offer a free initial consultation to discuss your case and outline your legal options.
- Case Evaluation – Our team will evaluate the details of your accident and determine the best course of action.
- Filing the Claim – We handle all paperwork and ensure your claim is filed correctly and promptly.
- Settlement Negotiations – We negotiate with insurance companies to secure a fair settlement.
- Court Representation – If necessary, we represent you in court, presenting a strong case to achieve the best possible outcome.
Contact Our New York Car Accident Lawyers Today
If you or a loved one has been involved in a car accident in New York, don’t navigate the legal challenges alone. Contact RHINO Lawyers for a free consultation. Our dedicated team is ready to fight for your rights and help you secure the compensation you deserve.
Contact our experienced and friendly team today for YOUR Free Case Analysis now by texting us, chatting with us online, completing the form below, or by calling 844.RHINO.77.