{"id":26396,"date":"2020-03-11T08:00:35","date_gmt":"2020-03-11T12:00:35","guid":{"rendered":"https:\/\/www.rhinolawyers.com\/?p=26396"},"modified":"2026-05-27T16:37:40","modified_gmt":"2026-05-27T16:37:40","slug":"motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/www.rhinolawyers.com\/es\/motorcycle-insurance\/","title":{"rendered":"SEGURO DE MOTO"},"content":{"rendered":"<p>Revisa tu seguro de motocicleta antes de salir a rodar esta primavera. Con un clima perfecto para andar en camino, si tienes una motocicleta querr\u00e1s conducirla. Por cierto, incluso un motociclista experimentado puede sucumbir a los peligros de la carretera.<\/p>\n<p>Para un motociclista, los peligros en la carretera son m\u00e1s que baches, arena suelta y grava. Adem\u00e1s, deben lidiar con las acciones de otros automovilistas. Ni hablar de si tienen seguro o la cobertura suficiente. <a href=\"https:\/\/www.rhinolawyers.com\/es\/motorcycle-coverage-what-you-really-need-to-know\/\">cobertura para motocicletas<\/a>. Por lo tanto, revisar su p\u00f3liza de seguro es importante.<\/p>\n<h2>Seguro de motocicleta en Florida<\/h2>\n<p>Las leyes de seguro de motocicletas de Florida desconciertan y confunden a algunas personas. Bajo la ley de culpabilidad compartida de Florida, las motocicletas no se consideran veh\u00edculos motorizados. Debido a esto, los motociclistas no est\u00e1n obligados a <a href=\"https:\/\/www.rhinolawyers.com\/es\/do-motorcycle-riders-need-pip-insurance\/\">contar con Protecci\u00f3n contra Lesiones Personales<\/a> Cobertura de Protecci\u00f3n contra Lesiones Personales (PIP) o de Lesiones Corporales (BI).<\/p>\n<p>Sin embargo, Florida s\u00ed exige que los motociclistas <a href=\"https:\/\/www.rhinolawyers.com\/es\/do-i-need-to-wear-a-helmet-to-get-compensation-for-a-motorcycle-accident\/\">use casco<\/a>. A menos que el conductor tenga m\u00e1s de 21 a\u00f1os. En ese caso, debe tener una <a href=\"http:\/\/www.leg.state.fl.us\/Statutes\/index.cfm?App_mode=Display_Statute&amp;Search_String=&amp;URL=0300-0399\/0324\/Sections\/0324.021.html\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Certificado de Responsabilidad Financiera<\/a>, $10,000 en seguro m\u00e9dico o seguro de responsabilidad civil.<\/p>\n<h2>Opciones de cobertura para motociclistas<\/h2>\n<p>Aunque estos son opcionales para los motociclistas, tenerlos ayudar\u00eda a protegerte despu\u00e9s de un <a href=\"https:\/\/www.rhinolawyers.com\/es\/practice-areas\/florida-motorcycle-accident-lawyers\/\" target=\"_blank\" rel=\"noopener noreferrer\">accidente de motocicleta<\/a>. Si lo pensamos bien, una noche en el hospital podr\u00eda costar mucho m\u00e1s de $25,000. No te conviene depender del otro conductor.<\/p>\n<p>En algunos casos, un conductor sin seguro o con seguro insuficiente es el responsable del accidente. Es entonces cuando su p\u00f3liza podr\u00eda cubrir las p\u00e9rdidas y lesiones. Considere estas opciones de seguro est\u00e1ndar.<\/p>\n<ul>\n<li><strong>Colisi\u00f3n<\/strong> \u2013 Esta cobertura pagar\u00e1 por los da\u00f1os a su motocicleta.<\/li>\n<li><strong>Cobertura integral<\/strong> \u2013 pagar\u00e1 por los da\u00f1os a su motocicleta causados por algo que no sea un accidente. Tambi\u00e9n pagar\u00e1 por las motos robadas.<\/li>\n<li><strong>MedPay<\/strong> \u2013 Esta es una cobertura que los conductores pueden incluir en su propia p\u00f3liza. Pagar\u00e1 las facturas m\u00e9dicas sin importar qui\u00e9n tenga la culpa o qui\u00e9n resulte herido, siempre y cuando el accidente haya involucrado al asegurado o a su veh\u00edculo.<\/li>\n<li><strong>Protecci\u00f3n contra Lesiones Personales<\/strong> \u2013 Esto funciona como MedPay. Pero paga facturas m\u00e9dicas y otros da\u00f1os como dolor y sufrimiento y p\u00e9rdida de salarios. Tambi\u00e9n paga independientemente de la parte lesionada o culpable. Siempre que el accidente involucre al asegurado o a su veh\u00edculo. El PIP para motocicletas no est\u00e1 regulado por la ley de Florida, por lo que deber\u00e1 revisar todos los t\u00e9rminos del contrato.<\/li>\n<li><strong>Sin seguro o con seguro insuficiente (UM\/UIM)<\/strong> \u2013 La mayor\u00eda de las p\u00f3lizas de seguros tienen cl\u00e1usulas para conductores sin seguro o con seguro insuficiente. Estas cubrir\u00e1n todos sus da\u00f1os por lesiones personales causados por conductores con seguro insuficiente o sin seguro. Los motociclistas deben acumular cobertura UM en su seguro de auto. Porque siempre cubrir\u00e1 las lesiones sufridas mientras andan en motocicleta.<\/li>\n<\/ul>\n<p>En la Florida, la ley no exige que un conductor tenga seguro UM\/UIM. Sin embargo, muchas personas cuentan con \u00e9l como protecci\u00f3n contra aquellos que no tienen seguro o tienen uno insuficiente. Si un conductor tiene alguna de estas disposiciones, entonces puede reclamar a su propia compa\u00f1\u00eda de seguros por sus p\u00e9rdidas.<\/p>\n<h2>COMUN\u00cdQUESE CON UN ABOGADO DE ACCIDENTES DE MOTOCICLETA EN TAMPA<\/h2>\n<p>Despu\u00e9s de un accidente de motocicleta, es posible que no conozca sus derechos. No atraviese el proceso solo. Nuestro <a href=\"https:\/\/www.rhinolawyers.com\/es\/meet-your-team\/\" target=\"_blank\" rel=\"noopener noreferrer\">equipo de lesiones personales<\/a> est\u00e1 aqu\u00ed para ayudarle con cualquier necesidad legal que pueda tener relacionada con su accidente.<\/p>\n<p>Permitir\u00a0<strong>RHINO Lawyers<\/strong>\u00a0responda a sus preguntas y revise los hechos de su caso con una consulta gratuita. Comience completando el \u201c<a href=\"https:\/\/www.rhinolawyers.com\/es\/contact-us\/\">Evaluaci\u00f3n de caso instant\u00e1nea y gratuita<\/a>\u201do llam\u00e1ndonos en cualquier momento, d\u00eda o noche, al\u00a0<a href=\"tel:844-329-3491\">844.329.3491<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Check your motorcycle insurance before riding this spring. With perfect riding weather on the way if you own a motorcycle you&#8217;ll want to ride. Incidentally, even a skilled motorcycle rider can succumb to the dangers of the road. For a motorcyclist, road dangers are more than potholes, loose sand, and gravel. Additionally, they must contend [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26552,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-26396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>MOTORCYCLE INSURANCE - RHINO Lawyers Motorcycle Injury Attorney<\/title>\n<meta name=\"description\" content=\"Have questions about your motorcycle insurance after an accident? 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