{"id":26339,"date":"2020-02-26T08:00:13","date_gmt":"2020-02-26T13:00:13","guid":{"rendered":"https:\/\/www.rhinolawyers.com\/?p=26339"},"modified":"2026-08-24T11:13:24","modified_gmt":"2026-08-24T15:13:24","slug":"seguro-de-alquiler-de-coches-que-saber","status":"publish","type":"post","link":"https:\/\/www.rhinolawyers.com\/es\/car-rental-insurance-what-to-know\/","title":{"rendered":"SEGURO DE ALQUILER DE AUTOS: LO QUE DEBES SABER"},"content":{"rendered":"<p>\u00bfQu\u00e9 sabes sobre el seguro de alquiler de autos? Si has alquilado un auto en el pasado, sabes que es un cargo extra por parte de la empresa de alquiler. Sin embargo, ellos <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0300-0399\/0324\/Sections\/0324.021.html\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">exigir que tengas seguro<\/a> en su auto de alquiler y es importante en caso de un accidente.<\/p>\n<p>Con la primavera a la vuelta de la esquina, habr\u00e1 m\u00e1s gente viajando y alquilando autos. Es importante conocer tus opciones cuando llegues al mostrador de alquiler de autos.<\/p>\n<h2>Opciones de seguro de alquiler de autos<\/h2>\n<p>Primero, cada empresa de alquiler de autos tiene opciones de seguro disponibles. Por lo general, tendr\u00e1 cuatro tipos de cobertura para elegir antes de alquilar el auto. Estas opciones incluyen:<\/p>\n<ul>\n<li><strong>Exenci\u00f3n de responsabilidad por da\u00f1os de colisi\u00f3n (CDW)<\/strong> \u2013 Protege al arrendatario de la responsabilidad financiera por da\u00f1os derivados de un accidente, robo y cargos por p\u00e9rdida de uso.<\/li>\n<li><strong>Protecci\u00f3n contra responsabilidad civil<\/strong> \u2013 cubre al arrendatario por da\u00f1os a otros veh\u00edculos o propiedades. Asimismo, protege contra demandas.<\/li>\n<li><strong>Seguro de accidentes personales<\/strong> \u2013 Este seguro cubre los gastos m\u00e9dicos para usted y sus pasajeros si tiene un accidente.<\/li>\n<li><strong>Cobertura de efectos personales<\/strong> \u2013 Si alguien entra al auto a la fuerza, le reembolsar\u00e1 por los art\u00edculos robados del interior del auto de alquiler.<\/li>\n<\/ul>\n<h2>Cobertura alternativa y seguros<\/h2>\n<p>Por cierto, la cobertura que ofrecen las empresas de alquiler de autos puede ser costosa. Especialmente, si no incluy\u00f3 este cargo adicional en el presupuesto de su viaje. Antes de comprar todas o algunas de estas opciones de seguro, debe verificar la cobertura que ya podr\u00eda tener.<\/p>\n<p>M\u00e1s espec\u00edficamente, debe revisar su seguro de auto y la cobertura que ofrece su tarjeta de cr\u00e9dito al alquilar un auto.<\/p>\n<ul>\n<li><strong>Seguro de auto personal<\/strong> \u2013 Puedes comenzar revisando tu p\u00f3liza llamando a tu compa\u00f1\u00eda de seguros o puedes consultarla en l\u00ednea. La mayor\u00eda de las p\u00f3lizas te cubren cuando rentas un auto. Siempre y cuando no lo est\u00e9s usando para negocios o viajando fuera de EE. UU.<\/li>\n<li><strong>Cobertura de tarjeta de cr\u00e9dito<\/strong> \u2013 Muchas tarjetas de cr\u00e9dito importantes cubren los da\u00f1os a un auto de alquiler o incluso el robo. Sin embargo, las coberturas pueden variar, por lo que es importante consultar con la compa\u00f1\u00eda de su tarjeta de cr\u00e9dito para verificar la cobertura.<\/li>\n<\/ul>\n<h2>Responsabilidad en un accidente de auto de alquiler<\/h2>\n<p>\u00bfC\u00f3mo funciona la responsabilidad civil si tienes un accidente en tu auto de alquiler? Por suerte, la responsabilidad civil es la misma que la de un accidente en tu propio auto personal. B\u00e1sicamente, eres responsable de los da\u00f1os si causas un accidente con otro conductor. Aqu\u00ed es donde entran en juego tu cobertura personal o la cobertura adquirida a trav\u00e9s de la empresa de alquiler de autos.<\/p>\n<p>Por lo general, si usted no tiene la culpa del accidente, la parte negligente ser\u00e1 la responsable. Sin embargo, con la mayor\u00eda de los contratos de alquiler de autos, usted sigue siendo responsable de los da\u00f1os al veh\u00edculo. En este caso, un abogado de accidentes automovil\u00edsticos como <strong>RHINO Lawyers<\/strong> lata <a href=\"https:\/\/www.rhinolawyers.com\/es\/areas-de-practica\/abogados-de-accidentes-de-coches-en-florida\/\" target=\"_blank\" rel=\"noopener noreferrer\">ayudar con su reclamo<\/a>.<\/p>\n<h2>CONTACTE A UN ABOGADO DE ACCIDENTES AUTOMOVIL\u00cdSTICOS EN TAMPA<\/h2>\n<p>Despu\u00e9s de un accidente automovil\u00edstico, es posible que no conozca sus derechos. No atraviese el proceso solo. Nuestro <a href=\"https:\/\/www.rhinolawyers.com\/es\/conoce-a-tu-equipo\/\" target=\"_blank\" rel=\"noopener noreferrer\">equipo de lesiones personales<\/a> est\u00e1 aqu\u00ed para ayudarle con cualquier necesidad legal que pueda tener relacionada con su accidente.<\/p>\n<p>Permitir\u00a0<strong>RHINO Lawyers<\/strong>\u00a0responda a sus preguntas y revise los hechos de su caso con una consulta gratuita. Comience completando el \u201c<a href=\"https:\/\/www.rhinolawyers.com\/es\/contactenos\/\">Evaluaci\u00f3n de caso instant\u00e1nea y gratuita<\/a>\u201do llam\u00e1ndonos en cualquier momento, d\u00eda o noche, al\u00a0<a href=\"tel:844-329-3491\">844.329.3491<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>What do you know about car rental insurance? If you have rented a car in the past you know it is an upcharge from the rental company. Yet, they require you to have insurance on your rental car and it&#8217;s important in case of an accident. With spring around the corner, there will be more [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":26548,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-26339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>CAR RENTAL INSURANCE: WHAT TO KNOW - RHINO Lawyers<\/title>\n<meta name=\"description\" content=\"What does my rental car insurance cover in an accident? The Tampa auto accident attorneys at RHINO Lawyers can help. Contact us today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rhinolawyers.com\/es\/seguro-de-alquiler-de-coches-que-saber\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CAR RENTAL INSURANCE: WHAT TO KNOW\" \/>\n<meta property=\"og:description\" content=\"What does my rental car insurance cover in an accident? The Tampa auto accident attorneys at RHINO Lawyers can help. Contact us today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rhinolawyers.com\/es\/seguro-de-alquiler-de-coches-que-saber\/\" \/>\n<meta property=\"og:site_name\" content=\"RHINO Lawyers\" \/>\n<meta property=\"article:published_time\" content=\"2020-02-26T13:00:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-24T15:13:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rhinolawyers.com\/wp-content\/uploads\/2020\/01\/RL-SocialMedia_FebCarRentalInsurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Brandon F. Jones, Esquire\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brandon F. Jones, Esquire\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rhinolawyers.com\\\/car-rental-insurance-what-to-know\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rhinolawyers.com\\\/car-rental-insurance-what-to-know\\\/\"},\"author\":{\"name\":\"Brandon F. 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Contacte con nosotros hoy mismo.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rhinolawyers.com\/es\/seguro-de-alquiler-de-coches-que-saber\/","og_locale":"es_MX","og_type":"article","og_title":"CAR RENTAL INSURANCE: WHAT TO KNOW","og_description":"What does my rental car insurance cover in an accident? The Tampa auto accident attorneys at RHINO Lawyers can help. Contact us today.","og_url":"https:\/\/www.rhinolawyers.com\/es\/seguro-de-alquiler-de-coches-que-saber\/","og_site_name":"RHINO Lawyers","article_published_time":"2020-02-26T13:00:13+00:00","article_modified_time":"2026-08-24T15:13:24+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/www.rhinolawyers.com\/wp-content\/uploads\/2020\/01\/RL-SocialMedia_FebCarRentalInsurance.jpg","type":"image\/jpeg"}],"author":"Brandon F. 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