{"id":24708,"date":"2018-11-17T16:12:08","date_gmt":"2018-11-17T21:12:08","guid":{"rendered":"https:\/\/www.rhinolawyers.com\/?p=24708"},"modified":"2026-08-24T11:17:43","modified_gmt":"2026-08-24T15:17:43","slug":"que-pasa-si-me-lesionan-alguien-que-tiene-una-licencia-de-conducir-revocada-en-florida","status":"publish","type":"post","link":"https:\/\/www.rhinolawyers.com\/es\/what-if-im-injured-by-somebody-with-a-revoked-drivers-license-in-florida\/","title":{"rendered":"\u00bfLesionado por alguien sin seguro de auto?"},"content":{"rendered":"<p>El 26,71 TP4T de todos los conductores de Florida no cuenta con seguro de auto, pero eso no siempre significa que no puedas recibir una indemnizaci\u00f3n por tus lesiones. Cont\u00e1ctanos hoy mismo para una consulta gratuita si has sufrido lesiones graves en cualquier tipo de accidente automovil\u00edstico en el \u00e1rea de Tampa.<\/p>\n<h2>Escenario de choque sin seguro de auto:<\/h2>\n<p>Ciertamente no te lo esperas, especialmente cuando est\u00e1s tan cerca de casa. Vas de camino al supermercado a comprar algunas cosas, y tu sem\u00e1foro est\u00e1 en verde en una intersecci\u00f3n importante. Luego, no sabes qu\u00e9 te golpe\u00f3, pero despu\u00e9s de ese destello de luz blanca de tu cerebro chocando contra los lados de tu cr\u00e1neo, sabes que has tenido un choque.<\/p>\n<p>Una camioneta Chevy Silverado que se pas\u00f3 la luz roja a tu izquierda te choc\u00f3 de costado por el lado del conductor. No puedes abrir la puerta del conductor para salir del auto, as\u00ed que gateas a trav\u00e9s de la ventana que antes ten\u00eda cristales. Cuando intentas dar tu primer paso, sientes un dolor incre\u00edble en la pierna y el tobillo izquierdos, y caes al suelo. Est\u00e1s cubierto de sangre y est\u00e1s seguro de que sufriste una fractura en la pierna. Ahora, el tipo que te choc\u00f3 est\u00e1 intentando encender su camioneta. Est\u00e1 tratando de huir de la escena, pero su camioneta no enciende.<\/p>\n<p>El otro tipo ni siquiera parece haber sufrido ninguna lesi\u00f3n. Debi\u00f3 haber una patrulla cerca, y alg\u00fan automovilista que pasaba debi\u00f3 haber llamado al 911. Ese tipo todav\u00eda estaba intentando encender su camioneta cuando lleg\u00f3 la polic\u00eda. Poco despu\u00e9s, llegaron los param\u00e9dicos. Ahora, la polic\u00eda tiene al otro tipo esposado. A ti te sacan en una camilla, y ahora \u00e9l est\u00e1 en la parte trasera de una patrulla. Parece que \u00e9l va a ir a la c\u00e1rcel, y t\u00fa vas a un hospital. Un oficial de polic\u00eda te dice que te visitar\u00e1 en un rato para explicarte qu\u00e9 est\u00e1 pasando.<\/p>\n<p>Sus radiograf\u00edas muestran una fractura de tibia y de tobillo. Como resultado, la ingresan al hospital. Parece que programar\u00e1n su cirug\u00eda para ma\u00f1ana o pasado ma\u00f1ana. Efectivamente, el oficial de polic\u00eda investigador la encuentra y la visita. Se entera de que creen que el conductor que la atropell\u00f3 estaba bajo los efectos de una dosis masiva de opioides. Despu\u00e9s de eso, descubre que el tribunal le revoc\u00f3 permanentemente su licencia de conducir hace unos a\u00f1os por cuatro o m\u00e1s manejos bajo los efectos del alcohol (DUI). Luego, se entera de que no ten\u00eda seguro de auto. Suena una locura, pero este escenario de choque hipot\u00e9tico es muy similar a <a href=\"https:\/\/www.tampabay.com\/news\/publicsafety\/driver-with-permanently-revoked-license-causes-multiple-clearwater-hit-and-run-crashes-police-say-20181219\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">\u00bfQu\u00e9 pas\u00f3?<\/a> en Clearwater en diciembre de 2018. \u00bfY ahora qu\u00e9?<\/p>\n<h2>Hacer una reclamaci\u00f3n inicial de PIP<\/h2>\n<p>Florida es un estado con seguro sin culpa. Por lo tanto, el estado exige que toda persona que conduzca un autom\u00f3vil cuente con cobertura de seguro de protecci\u00f3n contra lesiones personales (PIP). A pesar de que el otro conductor no ten\u00eda seguro, t\u00fa puedes presentar una reclamaci\u00f3n y lograr que tu propia compa\u00f1\u00eda de seguros te pague, al menos, parte de tus gastos m\u00e9dicos y los ingresos perdidos a trav\u00e9s de tu cobertura PIP. El problema es que la cirug\u00eda y la rehabilitaci\u00f3n van a costar decenas de miles de d\u00f3lares, pero tu cobertura PIP es de solo $10,000. Por eso es importante que te asegures de contar con un seguro contra conductores sin seguro.<\/p>\n<h2>Seguro de automovilista sin seguro<\/h2>\n<p>Seg\u00fan el Insurance Research Council, alrededor del 26.7 por ciento de todos los conductores en Florida no tienen seguro de auto. Eso es aproximadamente el doble del promedio nacional, as\u00ed que la pr\u00f3xima vez que est\u00e9 en la carretera, mire a su alrededor. M\u00e1s de uno de cada cuatro conductores que puede ver no tiene ning\u00fan seguro de auto en absoluto.<\/p>\n<h2>\u00bfA qui\u00e9n cubre?<\/h2>\n<p>Puede adquirir un seguro contra conductores no asegurados (UM, por sus siglas en ingl\u00e9s) a trav\u00e9s de su propia compa\u00f1\u00eda de seguros. Con ellos es con quien tambi\u00e9n presentar\u00e1 cualquier reclamo por conductor no asegurado. Tenga en cuenta que su seguro UM probablemente cubra a los residentes de su hogar que sean parientes consangu\u00edneos. Incluso si el accidente involucra a un conductor que se da a la fuga. La cobertura generalmente se aplica a todos, incluso como ciclistas o peatones. La mayor\u00eda de las p\u00f3lizas de UM pagar\u00e1n da\u00f1os como gastos m\u00e9dicos, salarios perdidos, desfiguraci\u00f3n permanente, discapacidad permanente y dolor y sufrimiento hasta los l\u00edmites de su cobertura. Pagar\u00e1n los da\u00f1os ocasionados por un accidente causado por un conductor no asegurado o que se da a la fuga.<\/p>\n<h2>La otra alternativa<\/h2>\n<p>Tambi\u00e9n puede presentar un reclamo por el resto de sus gastos m\u00e9dicos bajo su seguro m\u00e9dico mientras su reclamo de UM (conductor sin seguro) est\u00e1 pendiente. Para eso paga las primas, pero su seguro m\u00e9dico no cubre ninguno de sus otros da\u00f1os.<\/p>\n<h2>Comun\u00edcate siempre con RHINO Lawyers<\/h2>\n<p>Si usted ha resultado lesionado en un accidente causado por un automovilista sin seguro, comun\u00edquese con nuestro <a href=\"https:\/\/www.rhinolawyers.com\/es\/contactenos\/\" target=\"_blank\" rel=\"noopener noreferrer\">Abogados de accidentes automovil\u00edsticos en Tampa<\/a> De inmediato. Nuestro <a href=\"https:\/\/www.rhinolawyers.com\/es\/conoce-a-tu-equipo\/\" target=\"_blank\" rel=\"noopener noreferrer\">equipo de lesiones personales<\/a> podemos coordinar una consulta gratuita y una evaluaci\u00f3n de su caso. Estamos disponibles para responder a sus preguntas y asesorarle sobre sus opciones legales. Es posible que haya una compensaci\u00f3n disponible para usted. Se encuentra en una situaci\u00f3n de seguros muy complicada. Podemos hablar sobre c\u00f3mo podr\u00edamos ayudarle a resolver las cosas.<\/p>","protected":false},"excerpt":{"rendered":"<p>26.7% of all drivers in Florida have no auto insurance, but that doesn&#8217;t always mean you can&#8217;t be compensated for your injuries. Contact us today for a free consultation when seriously injured in any type of auto accident in the Tampa area. No auto insurance crash scenario: You certainly don&#8217;t expect it, especially when you&#8217;re [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":28409,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-24708","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Injured By Someone With No Auto Insurance? - RHINO Lawyers<\/title>\n<meta name=\"description\" content=\"If you are involved in an accident with a driver who has no auto insurance. 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